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Privacy Policy

PRIVACY POLICY

The “Privacy Policy” is created to inform users about the collection and use of their private and public information through this app. This app is created to provide service to merchants/businesses to make daily business operations more convenient and easy.

INTRODUCTION

SmartChoice Technologies Ltd. (SCT) is a Payment Service Operator (PSO) licensed under Nepal Rastra Bank, Central Bank of Nepal, having its registered office at Hitashi Marg, Baluwatar, Kathmandu, Nepal. Smart QR product of SCT is engaged in the business of providing QR Code Payment Switching platform, as a services to Merchant(s)/User(s) by offering a unified QR code to the Merchant(s)/User(s) for accepting the payments through mobile wallets and mobile banking in Nepal.

Smart QR Merchants should read and understand our Privacy Policy carefully, as by using the application, you agree to be bound by the Privacy Policy's terms and conditions, and consent to the collection, storage, and use of information about you as mentioned herein. By using the Smart QR application, you expressly consent to our use and disclosure of your personal information in accordance with this Privacy Policy. This Privacy Policy is incorporated into and subject to the Terms of Use.

We strongly recommend to review these Privacy Policy on a regular basis to ensure that you are aware of changes. In case you need any clarifications regarding this Privacy Policy, please do not hesitate to contact us at SmartChoice Technologies Limited (smartqr.com.np). By, using our services, you agree to share the information with us accordingly to the applicable policies and laws.

COLLECTION OF INFORMATION

Smart QR basically collects two types of information i.e. Personal information that includes your name, email, address, telephone number and other required information) and Non-personal information including information related to your interests, demographics and other required information.

Personal Information: Personal Information is the information which is any information that exclusively identifies you.

Location: Collect and monitor information about your device's location to give serviceability based on real-time data if you allow it.

Contacts: Collect and monitor contact and account information in order to detect and autofill data throughout the processing of your value-added service requests.

Camera: In order to improve the user experience when submitting documents

Financial Information: Bank account details to facilitate the merchants for Bank Deposit

Non-Personal Information: Non-personal information including information related to your interests, demographics and other required information.

Other information may be required & requested from time to time.

USE OF INFORMATION

Our primary goal is to provide you with a secure, efficient, smooth, and personalized experience and services. The information collected will be used in following ways:

  • To provide services and features that are personalized to your preferences, as well as to customize our Platform to make your experience safer and easier, and to improve the services we offer.
  • To improve our marketing and communication efforts
  • To improve our product offerings
  • To improve our website so that we can assist you better
  • To make your experience more personalized and to provide you with a better service

PROTECTION OF INFORMATION

Smart QR commits to protect and maintain the security of your personal information. To help us protect your personal information against unauthorized access, use, and disclosure, we use reasonable physical, administrative, and technical precautions.

CHANGES IN PRIVACY POLICY

We strongly recommend to review these Privacy Policy on a regular basis to ensure that you are aware of changes. It is merchant’s responsibility to review these Privacy Policy on a regular basis to ensure that you are aware of changes. By continuing to use the Site after the date such revised Privacy Policy are posted, you will be subject to, and will be deemed to have been made aware of, and to have accepted, the changes in such revised Privacy Policy.

USER CONSENT

Your consent to the collection and use of the information you disclose on Smart QR in accordance with this Privacy Policy, including but not limited to Your consent for collecting, using, sharing, and disclosing your information as per this privacy policy, by using Smart QR Website/App and/or providing your information.

COMMUNICATION WITH SMART QR

If you wish to change or update any of the information you've provided, you can email us at smartqr@sct.com.np